Holistic Wealth Management
Holistic Wealth Management is the journey of both creating and maintaining your wealth. This comprehensive approach encompasses all aspects of your financial life including; asset management, financial planning, tax planning, estate planning, insurance analysis and risk management. We serve as the “gatekeeper” for the management of your wealth and can bring in experts from various disciplines when needed or work with existing advisers to ensure you are maximizing your plan. As Registered Investment Advisers in the State of North Carolina, we have and always will, act as a fiduciary for our clients. You can rest assured that your success is our primary objective.
In some cases, clients may already have a team of trusted advisers in place and want to augment with a team of highly qualified professionals to manage their liquid and illiquid assets. We deliver a first-class platform to manage and report the performance and asset allocation of our clients’ accounts across all custodians. We use in-house and institutional research to shape our portfolios and create our market and economic outlooks. The benefit of independence allows us the flexibility to use a wide range of investments for your portfolio. We are not conflicted or beholden by a large broker-dealer or bank limiting our investment ideas or offering incentives or commissions for products that may not be best suited for you.
Whether you’re just starting your professional life, or you want to make sure that you are “on track,” it’s always a good idea to have a sound plan in place. We engage with our clients to evaluate their current financial state of affairs and provide an actionable plan to implement with them or for them to implement on their own. We purposefully compose your financial plan this way so that your plan is able to serve your needs. We will work with you to create a financial road map to remedy your most pressing financial concerns.
How You Work with Us
For many of the services we provide, our fees are calculated based on the amount of assets that we manage, rather than a one-time commission for a product sold. Under this model, our interests are aligned. Our goal is to grow your assets, as this is the sole basis for how our fees are generated. Under the commission model, your outcome is irrelevant. Fees are paid to the broker up front and are not dependent on your future portfolio value.
We also work with clients on a flat fee basis for some engagements. If there are special circumstances where our expertise is needed, we will gather the relevant information, determine the time needed and provide a quote prior to engagement. After all parties are in agreement, we will charge one half of the fee up front and will charge the balance once all parties are satisfied with the services provided.